Guide · 8 min read
Kidney Transplant and Dialysis Costs in India
A realistic look at what kidney transplant and dialysis cost in India, what schemes cover, and how to plan for lifelong medicines.
Kidney treatment costs in India vary widely by city, hospital and insurance. Government schemes like Ayushman Bharat cover much of the cost for eligible families.
Dialysis cost
A private hemodialysis session typically costs ₹1,500–₹4,000 depending on the city and filters used. Government and scheme-empanelled centres can be free or subsidised.
Transplant cost
Transplant surgery and the first year of care usually range from ₹5 lakh to ₹15 lakh or more, depending on the hospital and any complications.
What schemes cover
- ✓Ayushman Bharat (PM-JAY) — up to ₹5 lakh per family per year
- ✓State schemes such as Aarogyasri and RGJAY
- ✓CGHS, ESIC and private insurance
The lifelong cost people forget
Anti-rejection medicines are needed for life after transplant and are often not covered by insurance. Budget for this before deciding.
Frequently Asked Questions
Does Ayushman Bharat cover kidney transplant?
Yes, for eligible families up to ₹5 lakh per family per year.
Is dialysis free in India?
Free or subsidised dialysis is available at government and PMNDP centres and through Ayushman Bharat for eligible patients.
Sources
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This page is for general education only and is not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified doctor about your specific condition.