Guide · 7 min read
Ayushman Bharat and Kidney Care: What's Covered
How Ayushman Bharat (PM-JAY) covers dialysis and kidney transplant, who is eligible, and what it does not cover.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's national health scheme, offering up to ₹5 lakh per family per year. It covers dialysis and kidney transplant at empanelled hospitals.
What it covers
- ✓Dialysis sessions at empanelled hospitals
- ✓Kidney transplant surgery and hospitalisation
- ✓Acute kidney injury treatment
- ✓Pre-transplant investigations
Who qualifies
Eligibility is based on deprivation criteria from the Socio-Economic Caste Census. Check on the PM-JAY portal or at any empanelled hospital.
The common gap
Outpatient anti-rejection medicines after transplant are generally not covered — a gap families should plan for in advance.
Frequently Asked Questions
Is dialysis free under Ayushman Bharat?
For eligible families, dialysis at empanelled hospitals is cashless under the ₹5 lakh cover.
How do I check eligibility?
Check the PM-JAY portal or app, or ask at an empanelled hospital's Ayushman Mitra desk.
Sources
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This page is for general education only and is not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified doctor about your specific condition.