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Guide · 7 min read

Ayushman Bharat and Kidney Care: What's Covered

How Ayushman Bharat (PM-JAY) covers dialysis and kidney transplant, who is eligible, and what it does not cover.

Last updated: 24/9/2026

Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is India's national health scheme, offering up to ₹5 lakh per family per year. It covers dialysis and kidney transplant at empanelled hospitals.

What it covers

  • ✓Dialysis sessions at empanelled hospitals
  • ✓Kidney transplant surgery and hospitalisation
  • ✓Acute kidney injury treatment
  • ✓Pre-transplant investigations

Who qualifies

Eligibility is based on deprivation criteria from the Socio-Economic Caste Census. Check on the PM-JAY portal or at any empanelled hospital.

The common gap

Outpatient anti-rejection medicines after transplant are generally not covered — a gap families should plan for in advance.

Frequently Asked Questions

Is dialysis free under Ayushman Bharat?

For eligible families, dialysis at empanelled hospitals is cashless under the ₹5 lakh cover.

How do I check eligibility?

Check the PM-JAY portal or app, or ask at an empanelled hospital's Ayushman Mitra desk.

Sources

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This page is for general education only and is not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified doctor about your specific condition.

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